Call Us 407-650-4900 ☰ ˟
Logo
Call Us 407-650-4900
  • Home
  • Products
    • Auto InsuranceImage of right arrow
      • Liability Coverage
      • Comprehensive Coverage
      • Collision Coverage
      • Uninsured & Underinsured Motorist Coverage
      • Diminishing Deductible
      • Accident Forgiveness
      • Minor Violation Forgiveness
      • Roadside Assistance
      • Specialty Auto Insurance
      • 24-Hour Customer Service
      • Towing
      • Rental Reimbursement
      • Personal Injury Protection (PIP)
      • Medical Payments Coverage
    • Home InsuranceImage of right arrow
      • Property Insurance
      • Homeowners Liability
      • Renters Insurance
      • Condo Insurance
      • Mobile Home Insurance
      • Scheduled Property Insurance
      • Landlords Insurance
      • In-Home Business Insurance
    • Other Personal InsuranceImage of right arrow
      • Identity Theft
      • Personal Umbrella Insurance
      • Data Backup
    • Life InsuranceImage of right arrow
      • Individual Life Insurance
      • Group Life Insurance
      • Long-Term Care Insurance
      • Mortgage Protection Insurance
      • Disability Insurance
      • Second-To-Die Policy
      • Key Person (Key Men) Insurance
    • Recreational Vehicle InsuranceImage of right arrow
      • Golf Cart Insurance
      • Boat Insurance
      • Motorcycle Insurance
      • Motorhome Insurance
      • ATV Insurance
    • Additional Insurance ServicesImage of right arrow
      • Other Services
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Insurance for Arborists
      • Construction Insurance
      • Consulting Firm Insurance
      • Contractors Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • HVAC Contractors Insurance
      • Landscaping Insurance
      • Law Firm Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Media & Advertising Insurance
      • Printers & Publishers Insurance
      • Real Estate Businesses Insurance
      • Retail Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tow Trucks Insurance
      • Trucking Insurance
    • Coverage for Your BusinessImage of right arrow
      • Loss Control Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Inland Marine Insurance
      • Professional Liability
      • Workers Compensation
      • Bonds
      • Fidelity Bonds
      • Surety Bonds
  • Get A Quote
    • Auto Insurance Quote FormsImage of right arrow
      • Auto Insurance Quote
    • Business & Commercial Insurance Quote FormsImage of right arrow
      • Business Owners (BOP) Quote Form
    • Health Insurance Quote FormsImage of right arrow
      • Health Insurance Quote
    • Homeowners Insurance Quote FormsImage of right arrow
      • Homeowners Insurance Quote
    • Life Insurance Quote FormsImage of right arrow
      • Life Insurance Quote
    • Recreational Vehicle Insurance Quote FormsImage of right arrow
      • Recreational Vehicle Insurance Quote
  • Resources
    • Career Opportunties
    • Consumer Rights
    • Important Links
    • Insurance Glossary
    • Important Hurricane Information
    • Refer a friend
  • About Us
    • About Us
    • Location(s)
    • Employee Directory
    • Testimonials
    • Privacy Policy
    • Blog
    • Corona Virus Alert
  • Contact
Auto Icon

Auto

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home Icon

Home

We browse through a wide variety of coverages and find the right one for you.

Learn More
Business Icon

Business & Commercial

We browse through a wide variety of coverages and find the right one for you.

Learn More
Life and Health Icon

Life

We browse through a wide variety of coverages and find the right one for you.

Learn More
RV Icon

RV & Boat

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Products > Life Insurance - Orlando FL & Ocoee FLurance, Inc.

Life Insurance


Life Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Life Quote Form

Life Insurance Information

Life Insurance in Orlando & Winter Park, FL and surrounding areas

Death is a tough discussion for everyone to have, especially when it comes to financial concerns. Life insurance is an excellent way to alleviate some stress that may come with the concern of financial stability upon your passing. Adequate life insurance coverage will assure you that your loved ones will be supported financially when you are no longer there to do so. 

At Lancaster & Associates Insurance, we guarantee that, with the help of our experienced agents, we will be able to guide you in choosing the proper life insurance coverage for your exact, personalized situation. The importance of caring for your family cannot be put into words, and we prioritize that. 

Call us at 407-650-4900 or visit our website to get a quote on potential life insurance coverage. 


Common Life Insurance Questions  

How Does Life Insurance Work?  

Upon your death, a certain amount of money, commonly known as a death benefit, is given to a beneficiary of your choosing. This money is there to assist your beneficiary in financially recovering from your loss, as well assure that they are taken care of. 

What is Whole Life Insurance vs. Term Life Insurance?  

There are two primary types of life insurance:  

Term Life Insurance: A term life policy provides a death benefit to your loved ones if you die during the policy’s term. This term might be a period of 10, 20, 30 or more years, depending on the expiration date of the policy. If you do not die during this time, then the policy does not pay. You will also have to reapply for a new policy if you want to continue to have coverage.  

Whole Life Insurance: Whole life policies last for the remainder of your life once you enroll. They will not expire unless you stop paying for them. Additionally, these plans offer cash value investment opportunities, and the cash value component can enable you to receive a source of income during your lifetime (in addition to the eventual death benefit).  

Several more specific policies also exist, including:  

  • Universal Life Insurance

  • Final Expense Insurance

  • Group Life Insurance

  • Individual Life Insurance

  • Key Person (Key Men) Insurance

  • Long-Term Care Insurance

  • Mortgage Protection Insurance

  • Second-To-Die Policy


Speak to one of our agents to learn more about which type of policy is best for your needs.  

How Much Life Insurance Do I Need?

The amount of life insurance you need is entirely up to you. For example:  

  • If you want a policy to help pay for a child’s college education, then a 20-year term policy might be best for you. You can let the policy terminate at the end of the term, but you can rest assured that if you do die before your child graduates college, this policy will pay for their tuition and other expenses.

  • Many people tie the value of their life insurance policies to the value of their debts—mortgages, car payments, etc. If you die while these debts are outstanding, then your beneficiary can use the money to settle expenses.

  • Some people tie the benefit to their income and leave a certain number of years’ worth of their paycheck to their survivors. So, if you were to take your current paycheck and multiply it by ten, then your death benefit will provide ten years’ worth of income to your family.

Essentially, you get to choose your own death benefit. Our experienced agents will make sure that the benefit is sufficient for your loved ones and affordable for you. 

 

How Much Does Life Insurance Cost? 

A life insurance premium differs from person to person. Factors such as age, income and coverage are some of the aspects included in premiums. 

The affordability of a life insurance policy is, oftentimes, a chief concern among people. The important thing to note is that our agents will assist you in selecting adequate coverage no matter where you are in life or what your unique situation is. 

Contact us to learn more about life insurance or request a free quote now.

Contact Us Today!
407-650-4900

Social

Resources

  • Products
  • News
  • About Us
  • Our Carriers
  • Blog
  • Contact Us

Contact Us

1215 W. Fairbanks Ave
Orlando, FL 32804

P: 407-650-4900 | Fx: 407-841-7404
BBB   Trusted Choice   CPMS

aacc   FAIA
© Copyright. All rights reserved. | Powered by Insurance Website Builder